Tuesday, September 21, 2010

It's a matter of PCI DSS ...

Recently, during my trip to the Grand Canyon, I booked a trip in helicopter, and I had to rent a tripod for my camera.OK, there were a lot more expenses than that, but these were actually the most surprising.

Why? Because for both, the clerk took my credit card, and wrote down all the details, including the 3-digits verification code! I was so shocked that I couldn't even speak: I just granted two parties to print money. From my account. Without virtually no possibility to dispute.

The PCI DSS mandates that:

3.2.2 Do not store the card-verification code or value (three-digit or four-digit number printed on the front or back of a payment card) used to verify card-not-present transactions.

So basically, a small shop in Page, AZ and a small hotel in Tusayan, AZ just gave themselves the right to ignore the very basic security measures to protect my information. If this was done inside their computer systems, they could be prohibited from issuing any payment request.

At this time, I'm monitoring my bank account, as I don't really know what happened to the piece of paper. But the lesson is learned: next time someone starts to write the CVV, I'll just cancel the transaction and ask for the note. Remember: even when on holidays, bad things can happen ...

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